{"id":9740,"date":"2023-10-09T10:22:54","date_gmt":"2023-10-09T05:22:54","guid":{"rendered":"https:\/\/andqxai.uz\/?p=9740"},"modified":"2023-10-09T10:24:52","modified_gmt":"2023-10-09T05:24:52","slug":"attentioneducation-loan","status":"publish","type":"post","link":"https:\/\/old.andqxai.uz\/?p=9740&lang=en","title":{"rendered":"ATTENTION!<br>EDUCATION LOAN!"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]LEARN MORE ABOUT EDUCATION LOAN<\/p>\n<p>\u2714\ufe0fLegal basis: the decision of the Cabinet of Ministers &#171;On measures to regulate the allocation of educational loans for study in higher education institutions on a fee-contract basis&#187; (<a href=\"https:\/\/lex.uz\/docs\/5586538\">https:\/\/lex.uz\/docs\/5586538<\/a>) ( No. 527, 18.08.2021)<\/p>\n<p>\u2714\ufe0fLoan amount: in the amount of the payment contract concluded between the student and the educational institution (no limit)<\/p>\n<p>\u2714\ufe0fRefund period: for a period of 7 years, starting from the seventh month after the end of the study period (3, 4 or 5-year period)<\/p>\n<p>\u2714\ufe0fInterest: \ud83e\uddd1\ud83c\udffb\u200d\ud83c\udf93for guys &#8212; in the amount of the main rate of the Central Bank (now 14% &#8212; as of September 8, 2023), \ud83d\udc69\u200d\ud83c\udf93for girls &#8212; without interest (0%);<\/p>\n<p>\u2714\ufe0fIf the main rate changes: if the main rate of the Central Bank decreases, then the loan percentage will also decrease. If the prime rate goes up, then the loan percentage will not change (that is, it will not increase).<\/p>\n<p>\u2714\ufe0fTo whom it is given:<\/p>\n<p>Full-time, part-time and evening education<br \/>\n\u2705 Bachelor&#8217;s degree (including second major) or Master&#8217;s degree<br \/>\n\u2705 enrolled on a fee-contract basis<br \/>\n\u2705 or given to students who have transferred their studies.<\/p>\n<p>\u274c educational credit is not given for super-contract or remote, special part-time forms.<\/p>\n<p>\u2714\ufe0fFor which HEIs: educational loan in Uzbekistan, state, non-state or foreign<\/p>\n<p>\u2705 (<a href=\"https:\/\/t.me\/OTM_Minbari\">https:\/\/t.me\/OTM_Minbari<\/a>) higher;<br \/>\n\u2705 medium special;<br \/>\nProfessional educational organizations and their branches<br \/>\n\u2705 or given to students studying in a joint program.<\/p>\n<p>\u274c Educational loans are not granted for studying at HEIs located abroad.<\/p>\n<p>\u2714\ufe0fGuarantee: family members of the borrower who have a permanent source of income (parents, brothers, sisters, husband or wife) or other third parties can participate in the education loan agreement as a joint borrower (i.e. be a relative) does not have to be).<\/p>\n<p>\u2714\ufe0fCitizenship: education loan is granted only to citizens of Uzbekistan. Banks themselves can provide loans to foreign citizens and stateless persons on commercial terms.<\/p>\n<p>\u2714\ufe0fRequired documents: the following documents are submitted to the bank:<\/p>\n<p>a) application;<br \/>\nb) the contract between the student and the educational institution;<br \/>\nc) document on guarantee of loan repayment. In this case, no pledge or guarantee is required for the education loan allocated to the children of the families included in the &#171;Unified Register of Social Protection&#187;;<br \/>\ng) Certificate of inclusion in the &#171;Unified Register of Social Protection&#187; (if any);<br \/>\nd) other documents specified in the internal documents (policy) of the bank, including information and documents related to the joint borrower.<\/p>\n<p>\u2714\ufe0f Application processing time: the application must be processed within 5 working days and the loan agreement must be signed. If it is rejected, the student will be given a response letter stating the reason.<\/p>\n<p>\u2714\ufe0fPremature repayment: the borrower has the right to repay the education loan before the terms specified in the contract.<\/p>\n<p>\u2714\ufe0fWhen and how to apply: You can apply for an education loan today. You don&#8217;t need to go to the bank for this, you can send an application through <a href=\"https:\/\/talim-krediti.uz\">https:\/\/talim-krediti.uz<\/a> If you prefer going to the bank, you can also consider this option.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text]LEARN MORE ABOUT EDUCATION LOAN \u2714\ufe0fLegal basis: the decision of the Cabinet of Ministers &#171;On measures to regulate the allocation of educational loans for study in higher education institutions on a fee-contract basis&#187; (https:\/\/lex.uz\/docs\/5586538) ( No. 527, 18.08.2021) \u2714\ufe0fLoan amount: in the amount of the payment contract concluded between the student and the educational institution [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9735,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":0},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/posts\/9740"}],"collection":[{"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9740"}],"version-history":[{"count":3,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/posts\/9740\/revisions"}],"predecessor-version":[{"id":9743,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/posts\/9740\/revisions\/9743"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/media\/9735"}],"wp:attachment":[{"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9740"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9740"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}