{"id":9732,"date":"2023-10-09T10:17:05","date_gmt":"2023-10-09T05:17:05","guid":{"rendered":"https:\/\/andqxai.uz\/?p=9732"},"modified":"2023-10-09T10:20:10","modified_gmt":"2023-10-09T05:20:10","slug":"diqqattalim-kredit","status":"publish","type":"post","link":"https:\/\/old.andqxai.uz\/?p=9732","title":{"rendered":"DIQQAT!
TA’LIM KREDIT!"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text]TA\u02bcLIM KREDITI HAQIDA BATAFSIL MA\u02bcLUMOT<\/p>\n

\u2714\ufe0fHuquqiy asos: Vazirlar Mahkamasining \u00abOliy ta\u02bclim tashkilotlarida to\u2018lov-kontrakt asosida o\u2018qish uchun ta\u02bclim kreditlari ajratishni tartibga solish chora-tadbirlari to\u2018g\u2018risida\u00bbgi qarori (https:\/\/lex.uz\/docs\/5586538<\/a>) (\u2116527, 18.08.2021-y.)<\/p>\n

\u2714\ufe0fKredit miqdori: talaba va ta\u02bclim muassasasi o\u2018rtasida tuzilgan to\u2018lov-kontrakt shartnomasi miqdorida (cheklov yo\u2018q)<\/p>\n

\u2714\ufe0fQaytarish muddati: o\u2018qish muddati (3, 4 yoki 5 yillik muddat) tugagandan so\u2018ng yettinchi oydan boshlab 7 yil muddatga<\/p>\n

\u2714\ufe0fFoizi: \ud83e\uddd1\ud83c\udffb\u200d\ud83c\udf93yigitlar uchun \u2014 Markaziy bankning asosiy stavkasi miqdorida (hozir 14% \u2014 2023-yil 8-sentyabr holatiga), \ud83d\udc69\u200d\ud83c\udf93qizlar uchun — foizsiz (0%);<\/p>\n

\u2714\ufe0fAsosiy stavka o\u2018zgarsa: agar Markaziy bankning asosiy stavkasi pasaysa, unda kredit foizi ham pasayadi. Agar asosiy stavka ko\u2018tarilsa, unda kredit foizi o\u2018zgarmaydi (ya\u02bcni ko\u2018tarilmaydi).<\/p>\n

\u2714\ufe0fKimlarga beriladi:<\/p>\n

\u2705 kunduzgi, sirtqi va kechki ta\u02bclim shakliga
\n\u2705 bakalavr (shu jumladan ikkinchi mutaxassislik) yoki magistrga
\n\u2705 to\u2018lov-kontrakt asosida o\u2018qishga kirgan
\n\u2705 yoki o\u2018qishini ko\u2018chirgan talabalarga beriladi.<\/p>\n

\u274c super-kontrakt uchun yoki masofaviy, maxsus sirtqi shakllar uchun ta\u02bclim krediti berilmaydi.<\/p>\n

\u2714\ufe0fQaysi OTMlar uchun: ta\u02bclim krediti O\u2018zbekistondagi davlat, nodavlat yoki xorijiy<\/p>\n

\u2705 (https:\/\/t.me\/OTM_Minbari<\/a>) oliy;
\n\u2705 o\u2018rta maxsus;
\n\u2705 professional ta\u02bclim tashkilotlari va ularning filiallari
\n\u2705 yoki qo\u2018shma dasturda o\u2018qiydigan talabalarga beriladi.<\/p>\n

\u274c Xorijda joylashgan OTMlarda o\u2018qish uchun ta\u02bclim krediti berilmaydi.<\/p>\n

\u2714\ufe0fKafillik: kredit oluvchining doimiy daromad manbaiga ega bo\u2018lgan oila a\u02bczolari (ota-onasi, aka-ukasi, opa-singlisi, eri yoki xotini) yoki boshqa uchinchi shaxslar ta\u02bclim krediti shartnomasida birgalikda kredit oluvchi sifatida qatnashishlari mumkin (ya\u02bcni aynan qarindosh bo\u2018lishi shartmas).<\/p>\n

\u2714\ufe0fFuqarolik: ta\u02bclim krediti faqat O\u2018zbekiston fuqarolari uchun beriladi. Chet el fuqarolari va fuqaroligi bo\u2018lmagan shaxslarga banklarning o\u2018zlari tijoriy shartlarda kredit berishi mumkin.<\/p>\n

\u2714\ufe0fKerakli hujjatlar: bankka quyidagi hujjatlar taqdim etiladi:<\/p>\n

a) ariza;
\nb) talaba va ta\u02bclim muassasasi o\u2018rtasidagi shartnoma (kontrakt);
\nv) kredit qaytarilishining ta\u02bcminoti bo\u2018yicha hujjat. Bunda \u201cIjtimoiy himoya yagona reyestri\u201dga kirgan oilalarning farzandlariga ajratiladigan ta\u02bclim krediti bo\u2018yicha garov va kafillik talab etilmaydi;
\ng) \u201cIjtimoiy himoya yagona reyestri\u201dga kiritilganligini tasdiqlovchi ma\u02bclumotnoma (agar bo\u2018lsa);
\nd) bankning ichki hujjatlarida (siyosatida) belgilangan boshqa hujjatlar, shu jumladan, birgalikda kredit oluvchiga tegishli ma\u02bclumot va hujjatlar.<\/p>\n

\u2714\ufe0fAriza ko\u2018rib chiqilish vaqti: ariza 5 ish kunida ko\u2018rib chiqilishi va kredit shartnomasi imzolanishi kerak. Agar rad etilsa bu haqda talabaga sababi ko\u2018rsatilgan javob xati beriladi.<\/p>\n

\u2714\ufe0fMuddatdan oldin qaytarish: kredit oluvchi ta\u02bclim kreditini shartnomada belgilangan muddatlardan oldin qaytarishga haqli.<\/p>\n

\u2714\ufe0fArizani qachon va qanday berish kerak: ta’lim krediti olish uchun arizani bugunning o’zida bersangiz ham bo’laveradi. Buning uchun albatta bankka borishingiz ham shart emas, https:\/\/talim-krediti.uz<\/a> sayti orqali ariza yuborsangiz ham bo’ladi. Bankka borish ma’qul bo’lsa, unda bu variantni ham ko’rishingiz mumkin.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_column_text]TA\u02bcLIM KREDITI HAQIDA BATAFSIL MA\u02bcLUMOT \u2714\ufe0fHuquqiy asos: Vazirlar Mahkamasining \u00abOliy ta\u02bclim tashkilotlarida to\u2018lov-kontrakt asosida o\u2018qish uchun ta\u02bclim kreditlari ajratishni tartibga solish chora-tadbirlari to\u2018g\u2018risida\u00bbgi qarori (https:\/\/lex.uz\/docs\/5586538) (\u2116527, 18.08.2021-y.) \u2714\ufe0fKredit miqdori: talaba va ta\u02bclim muassasasi o\u2018rtasida tuzilgan to\u2018lov-kontrakt shartnomasi miqdorida (cheklov yo\u2018q) \u2714\ufe0fQaytarish muddati: o\u2018qish muddati (3, 4 yoki 5 yillik muddat) tugagandan so\u2018ng yettinchi oydan boshlab […]<\/p>\n","protected":false},"author":1,"featured_media":9735,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":0},"categories":[108],"tags":[],"_links":{"self":[{"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/posts\/9732"}],"collection":[{"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9732"}],"version-history":[{"count":3,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/posts\/9732\/revisions"}],"predecessor-version":[{"id":9736,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/posts\/9732\/revisions\/9736"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=\/wp\/v2\/media\/9735"}],"wp:attachment":[{"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9732"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9732"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/old.andqxai.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9732"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}